The infrastructure layer for business-to-person payments.
We're building the payout infrastructure that powers the next generation of platforms. From gig economy to logistics, we help businesses pay anyone, anywhere.
Our Mission
PayStream exists to democratize access to instant payouts. We believe that anyone who earns money should have instant access to their funds. No more waiting days for ACH transfers. No more paper checks. Just instant, secure, and reliable payouts.
Instant payout time
Success rate
Availability
The Problem
Average cost to build payout infrastructure in-house
Traditional payout systems are slow, expensive, and complex. Platforms struggle with multiple payment rails, compliance requirements, and poor developer experiences. Building in-house takes months and costs millions.
- 6-12 months development time
- $50K+/year in compliance maintenance
- 2-4 day settlement times
- Ongoing operational overhead
Our Solution
Fraction of the cost, ready in days
PayStream provides a unified API for all payout types. Abstract away the complexity of multiple payment rails, compliance, and operations. Focus on your core business while we handle the payouts.
- Integrate in days, not months
- Compliance handled for you
- ~30 second instant payouts
- White-label ready
Built on Modern Infrastructure
We use the best technology to deliver reliable payouts at scale
Multi-Rail Routing
Intelligent routing across instant ACH, debit card push-to-card, and RTP networks.
AI-Optimized Decisions
Machine learning models predict success rates and optimize rail selection.
Edge Computing
Built on Cloudflare Workers for sub-millisecond API responses worldwide.
Bank-Grade Security
SOC 2 Type II compliant with end-to-end encryption and fraud monitoring.
Product Roadmap
What we're building next
Early Access
Multi-tenant payout automation with instant ACH and debit card payouts. White-label branding, webhooks, and comprehensive API.
AI Risk Scoring
Predictive fraud detection and intelligent rail recommendation based on recipient history and transaction patterns.
Self-Serve Onboarding
Complete Stripe Connect onboarding flow without manual intervention. Tenants can sign up and start paying in minutes.
International Rails
Support for SEPA (Europe), Faster Payments (UK), and PIX (Brazil) with unified API.
Trusted by Industry Leaders
See how PayStream helps forward-thinking platforms
"PayStream transformed our payout operations. What used to take days now happens in seconds. Our recipients love getting paid instantly."
Recipient satisfaction increase
Reduced to 30 seconds
Join us in building the future of payouts.
We're always looking for exceptional people to join our team.
Get in Touch