Now in Early Access

The infrastructure for payouts at internet scale.

Pay drivers, creators, and contractors in seconds — not days. One API, every payment rail, built-in compliance.

30s
Instant payouts
99.5%
Success rate (industry: 85%)
All
Major US rails
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Example Tenant

Logistics Company

Nationwide delivery network • 1,000+ contractors • Real-time payouts

"PayStream transformed our payout operations. What used to take days now happens in seconds. Our contractors love getting paid instantly after completing work."
48hrs
30sec

Payout time reduction

95%

Increase in recipient satisfaction

24/7

Instant payout availability

Get started in minutes

Three simple steps to modern payouts for your platform

1

Integrate

Add a few lines of code with our unified API. Create payments, check status, and handle webhooks.

POST /api/v1/payments
{
  "recipient_id": "rec_123",
  "amount": 50000,
  "urgency": true
}
2

Configure

Set up payment rails, customize branding, and configure compliance rules. White-label ready for your brand.

3

Pay

Trigger payouts that arrive in 30 seconds. Standard ACH for cost savings, instant for speed.

Payment delivered in ~30s

Everything you need to pay anyone, anywhere.

A complete payout infrastructure that abstracts away the complexity of multiple payment rails, compliance, and operations.

Instant Payouts

Funds arrive in ~30 seconds via debit card, 24/7/365.

Standard ACH

Cost-effective bank transfers in 2-4 business days.

Real-Time Payments

RTP network for instant bank-to-bank transfers.

White-Label Ready

Custom branding, terminology, and domains.

AI-Optimized Routing

Machine learning selects optimal rails based on cost and speed.

Unified API

Single integration for multiple payment rails with webhooks.

Enterprise-grade trust & compliance

Built for platforms that demand the highest security standards

shield

SOC 2 Type II

Compliant with rigorous security standards for handling sensitive financial data.

lock

End-to-End Encryption

All data encrypted in transit and at rest using industry-standard AES-256 encryption.

card

PCI Compliant

Payment card data never touches our servers — tokenized through Stripe.

eye

Fraud Monitoring

Real-time risk scoring and anomaly detection powered by machine learning.

check

OFAC Screening

Automatic sanctions list screening for all recipients before payouts.

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Complete Audit Trail

Every action logged with immutable records for compliance and review.

Ready to modernize your payouts?

Start paying your contractors, creators, and gig workers in seconds.